At RuPay91, we respect your privacy and are committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, store, and safeguard your data when you access or use our website and services.

1. Information We Collect

We may collect personal and non-personal information when you use our services, including but not limited to:

• Name, mobile number, email address, and date of birth
• Identity details such as Aadhaar or PAN (as applicable)
• Bank account and payment-related information
• Employment or income-related details
• Device information, IP address, and usage data

2. How We Use Your Information

Your information may be used for the following purposes:

• To process loan applications and assess eligibility
• To verify identity and prevent fraud
• To communicate regarding applications, repayments, or support
• To improve our services, platform performance, and user experience
• To comply with legal and regulatory requirements

3. Sharing of Information

RuPay91 does not sell or rent your personal information. Your data may be shared only with:

• Authorized service providers involved in verification or processing
• Financial institutions or partners required for loan servicing
• Government or regulatory authorities when legally required

4. Data Security

We implement reasonable administrative, technical, and physical security measures to protect your personal data against unauthorized access, misuse, or disclosure.

5. Cookies and Tracking Technologies

RuPay91 may use cookies or similar technologies to improve website functionality, analyze traffic, and enhance user experience. You may choose to disable cookies through your browser settings.

6. Data Retention

Personal information is retained only for as long as necessary to fulfill legal, regulatory, and business requirements.

7. Third-Party Links

Our website may contain links to third-party websites. RuPay91 is not responsible for the privacy practices or content of such external websites.

8. Your Rights

You may request access, correction, or deletion of your personal data, subject to applicable laws and regulatory obligations.

9. Changes to This Privacy Policy

RuPay91 reserves the right to update or modify this Privacy Policy at any time. Changes will be effective once posted on this page.

10. Contact Us

If you have any questions or concerns regarding this Privacy Policy, you may contact us through the official contact details provided on the RuPay91 website.