These Terms & Conditions govern the access and use of the RuPay91 platform and services. By using this website or applying for a loan, you agree to comply with the terms outlined below.
Users must be Indian residents, legally competent to contract, and meet the eligibility criteria specified by RuPay91 to apply for any loan or service.
RuPay91 provides a digital platform that facilitates access to short-term loan services. Approval and disbursal depend on internal assessment and verification processes.
Users must provide accurate, complete, and up-to-date information during registration. RuPay91 reserves the right to suspend or terminate accounts with incorrect or misleading details.
Users agree to complete KYC verification as required under applicable laws. Failure to provide valid documents may result in rejection or cancellation of services.
Loan approval, amount, tenure, and applicable charges are determined at RuPay91’s discretion based on eligibility, risk assessment, and internal policies.
Applicable interest rates, processing fees, penalties, and other charges will be disclosed before loan confirmation and may vary depending on the loan product.
Borrowers must repay the loan amount within the agreed tenure. Delayed or missed payments may attract additional charges and impact creditworthiness.
Repayment shall be made through approved modes such as bank transfer or QR-based payment methods provided on the RuPay91 platform.
Users are responsible for maintaining confidentiality of their login credentials and for all activities carried out under their account.
Personal information collected will be processed in accordance with the RuPay91 Privacy Policy and applicable data protection laws.
By using the platform, users consent to receive communication via SMS, email, WhatsApp, or calls related to services, reminders, or updates.
RuPay91 reserves the right to suspend or terminate access if users violate these terms or engage in fraudulent or unlawful activities.
RuPay91 shall not be liable for any indirect, incidental, or consequential damages arising from the use or inability to use the platform.
The platform may contain links to third-party websites. RuPay91 is not responsible for the content or practices of such external sites.
RuPay91 reserves the right to update or modify these Terms & Conditions at any time. Continued use of the platform constitutes acceptance of revised terms.
These Terms & Conditions shall be governed by and interpreted in accordance with the laws of India. Any disputes shall be subject to the jurisdiction of competent courts in India.